• INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

  • INVEST IN SWITZERLAND !

    LAND OF FINANCIAL STABILITY: WORLD RANK #1

    WE FIND YOUR LUXURY PROPERTY, WE HELP YOU GET SWISS RESIDENCY,
    LEGAL ADVICE AND RELOCATION SERVICE

Luxury villas and apartments in Switzerland: lake Geneva, lake Zurich, penthouse city centre, mountain chalets or country home

We are a Swiss located, independent real estate broker supplying an objective and complete panorama of the actual Swiss real estate market.
Our clients don‘t need to browse through plenty of websites: we select and check for them the best opportunities the real estate market of Switzerland has to offer.
The most interesting opportunities are not always published on the internet. They can find their buyers behind the scene, through personal contacts cooperating with us.
Specialised on luxury property, we respect confidentiality and the private life of actual and future owners, that’s why we do not showcase our client’s properties on the internet.
A personalised search mandate will lead you to your dream property in a short time:

  • Lake front villas lake Lucern

    Lake front villas lake Lucern In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Luxury apartments lake Geneva

    Luxury apartments lake Geneva In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Luxury lake front villas lake Zurich

    Luxury lake front villas lake Zurich In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Luxury apartements Lugano

    Luxury apartements Lugano In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Lake front apartments close Geneva

    Lake front apartments close Geneva In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Holyday villas Ascona Locarno

    Holyday villas Ascona Locarno In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Penthouse Apartments Zurich city center

    Penthouse Apartments Zurich city center In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Luxury Apartments Geneva city center

    Luxury Apartments Geneva city center In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Luxury Villas Ticino/Lugano

    Luxury Villas Ticino/Lugano In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Classical villas close to Zurich

    Classical villas close to Zurich In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Lake front properties lake Zurich

    Lake front properties lake Zurich In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Luxury villas close Lausanne

    Luxury villas close Lausanne In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Contemporary villas Zurich and Geneva

    Contemporary villas Zurich and Geneva In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Luxury Châlets Gstaad/Zermatt

    Luxury Châlets Gstaad/Zermatt In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

  • Internanional: seafront villa close Monaco

    Internanional: seafront villa close Monaco In order to protect the private life of our clients, we do not feature and showcase luxury properties on the internet. Future owners appreciate this attitude of confidentiality. Please click here in order to get a personalized selection of properties matching your criteria.

Investing in Switzerland

In the most practical terms, investing in Switzerland can mean simply owning a holiday home, starting a business or buying stocks. Here’s what you should know. While house prices have crashed in countries such as the United States, Britain and Spain over the past few years, the Swiss market has experienced above average growth. The Lex Koller legislation limits how foreigners can buy property in Switzerland and owning property does not give a person the right to a Swiss residence permit. Permits and authorisation for buying property are handled at the cantonal level. Financing is typically available, usually between 60 – 80 per cent. Interest rates are often low at four per cent or below. Expect to pay closing costs and various taxes and fees for completing the transaction and getting the property registered with authorities.

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Buying a holiday home

Foreigners can buy holiday homes but need special permission to do so. Several factors apply. The dwelling must be in a place designated by the cantonal authorities as a holiday resort, where quotas come into play. The cantons and municipalities may add their own restrictions, such as allowing foreigners to buy only residences that are already foreign-owned. Holiday homes may not be rented out on an annual basis but only periodically. Serviced flats must be made available to the relevant hotel owner for hotel operations, especially during the high season. As a general rule, the net floor space (which includes rooms such as the kitchen, hall, toilet, indoor swimming pool, sauna and hobbies room, but not balconies, the stairwell, cellar and attic) and the surface area of the real estate must not exceed 200 m2 and 1,000 m2 respectively. Larger areas, up to 250 m2 and to 1,500 m2 respectively, are authorised automatically if you can prove a need. Only in exceptional cases are the limits higher. Lastly, it is generally prohibited to have more than one holiday home at a time in the family. If the purchaser of a holiday home or serviced flat, their spouse, registered partner or child under 18 already own such a dwelling or a secondary dwelling in Switzerland, authorisation may only be granted provided that the dwelling is sold before the new purchase is entered in the community’s Land Registry.

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Buying a main residence

Foreigners from third states (not EU or Efta) resident in Switzerland who do not hold a C permit may buy a single-family house or owner-occupied flat in their actual place of residence without having to obtain authorisation. (The same goes for buying land to build on, but construction must begin within one year). In both cases, the buyer must live in the dwelling and cannot rent it out, even in part. Generally there are no limitations on how big the living area may be, but the buyer can only purchase one residential unit. The property cannot be so large to be regarded as being purely for investment purposes. There is some concern when the property size covers more than 3,000 m2, at which time the land registry will intervene to rule on whether such cases should be allowed. If you move, it is not compulsory to sell the property. The owner may continue to use it as a secondary or holiday residence, or even rent it to third parties. The owner may also purchase another home in a new place of residency without having to sell the first one. However, a buyer who has no intention of living in the second home permanently is in violation of the law. Changing where you live for the sole purpose of being able to purchase several dwellings without requiring authorisation is strictly verboten. In such cases, the authorities can make the buyer apply for authorisation for other properties retroactively or even order the sales to be revoked. For more information, please visit the section of the justice ministry website that offers guidelines for foreigners seeking to acquire real estate in Switzerland.

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Buying property for business

Investors looking for property to make a profit should turn to real estate used for commercial purposes (manufacturing premises, warehouse facilities, offices, shopping centres, retail outlets, hotels, restaurants, workshops and so on.) These properties can be purchased without authorisation. In this case, it does not matter whether the real estate is used for the buyer’s business or rented/leased by a third party in order to pursue a commercial activity. Such real estate properties may also be purchased solely as an investment. No prior authorisation requirement for the purchase is needed and the buyer may also acquire other rights such as building, purchasing, first refusal or repurchase rights. Construction, or the rental or leasing of housing units, is not recognised as a permanent business activity and buying real estate for such purposes is prohibited. For more information, please visit the section of the Justice Office’s website that offers guidelines for foreigners seeking to acquire real estate in Switzerland.

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Financing & Mortgages

Fixed-rate, variable-rate and money-market mortgages are the three main types of mortgages in Switzerland. As in other markets, a variable-rate mortgage is continually adjusted to the prevailing capital market rate, while a fixed-rate mortgage is generally established for three to five years. A money-market mortgage is based on the London Interbank Offered Rate (Libor) rate for the euro money market. Fees will be added, the amount depending on the credit-worthiness of the person borrowing the money. Generally speaking, purchasers need to put down at least 20 per cent of the purchase price. The annual cost of the loan should not total more than a third of the purchaser’s gross income. Interest rates are negotiable, so shop around. Up to 80 per cent of the property’s market value may be borrowed. Owners of residential property must pay federal and cantonal taxes on their property. Homeowners may deduct mortgage interest and maintenance costs. For office and commercial buildings, the loan-to-value ratio is normally around 70 per cent.

Copyright by swissinfo.com
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Find a Swiss property

You don’t need to browse through endless offers of real estate sites, we check the entire Swiss market for you through our independent network of agencies throughout Switzerland. We respect privacy, confidentiality and security, and do not feature luxury properties on the internet. Through our powerful and independent network of renowned real estate agents of Switzerland, our clients may have access to the most protected and exclusive properties Switzerland has to offer. Fill out our form and you will only receive properties matching your personal criteria.

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Get Swiss residency

We cooperate with highly qualified law firm partners. Investing in Switzerland is first getting acquainted to Swiss laws.

  • Tax and legal advice and assistance for individuals becoming residents of Switzerland
  • Swiss domestic  and international taxation for individuals (lump-sum taxation, tax compliance and double taxation treaties) and family-owned businesses;
  • Residency and immigration advice and registration to Swiss social insurances
  • Companies incorporation, acquisition and sale
  • Complete and customised relocation service for foreign clients who want to move their lives, families or companies to Switzerland (property, legal, banking, insurance, health, concierge service)
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Buy and renovate (turnkey solutions all in one)

Our cooperation with a Swiss located, internationally renowned interior design company helps you achieve professional turnkey solutions for your renovation and refurbishing project, and adding immediate value to your investment. International interior architect, experienced craftsmen, uncompromising organisation and control of building site at highest standards of quality service and professional know how. Browse through beautiful interiors and get inspired for your refurbishing project in Switzerland: www.luxuryhousedesign.ch

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Why Switzerland ?

  • Switzerland RANK 1 as the most competitive economy in the world. Since 2010
  • Switzerland RANK 1 of ECONOMIC FREEDOM in the western world
  • Switzerland RANK 1 of GLOBAL INNOVATION INDEX of the western world
  • Switzerland RANK 1 of world wide ENVIRONMENTAL PERFORMANCE INDEX
  • Switzerland: RANK 2 of EURO HEALTH CONSUMER INDEX
  • Switzerland: RANK 2 of LEGATUM PROSPERITY INDEX world wide:
    Economy
    Entrepreneurship & Opportunity
    Governance
    Education
    Health
    Safety & Security
    Personal Freedom
    Social Capital
Find a property and get swiss residence